The National Commercial bank has reported a net profit of $2.4-billion for its quarter ended in December.

According to the company’s latest unaudited financial results, this reflects a 12.3% increase over the same period in 2014.

However, it represents a $1.4-billion decrease over the quarter ended in September.

The company says its results reflect continued improvement in operating revenue following a continued focus on sales and service effectiveness as well as new processes to enhance customer experience through its digital agenda.

NCB says while it expects another challenging year for the, it will continue to focus on its strategic pillars to ensure sustained high performance.