The Central Bank of Trinidad and Tobago has issued a call for citizens to be vigilant against cybercrimes such as phishing, identity theft, internet fraud and banking fraud.

In a public statement, the bank explained that phishing refers to an attempt to steal sensitive information, like usernames, passwords or credit card numbers to utilise or sell it.

By presenting as a reputable source or trusted company with an exciting request, scammers lure their victims like a fisherman using bait to catch a fish.

These requests often come in the form of an email or text message.

The central bank says the red flags that the public should watch out for include:

Requests for personal information;
Urgent problems;
Suspicious URLs; and
Spelling and grammar mistakes.

The banks advises against clicking links in suspicious messages.